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On behalf of everyone at Georgia Trust Bank, we welcome you to our website. While internet
access is convenient, our level of personal banking service
is what sets us apart.
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Georgia Trust Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, through December 31, 2010, all non-interest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules. Interest - bearing transaction accounts earning more than .25% interest are not covered under the FDIC Transaction Account Guarantee program. |
FDIC Deposit Insurance Coverage
On 7/21/10, FDIC deposit insurance has been permanently increased to $250,000 per depositor. The Dodd-Frank Wall Street Reform and Consumer Protection Act signed by President Barack Obama on July 21, 2010, made permanent the current standard maximum deposit insurance amount (SMDIA) of $250,000. The FDIC coverage limit applies per depositor, per insured depository institution, for each account ownership category.
Contact us for further details.
Depositors may qualify for more coverage if they have funds in different ownership categories and all FDIC requirements are met. (For details on the requirements, go to www.fdic.gov/deposit/deposits.)
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Equal
Housing Lender Member 