(rates effective May 1, 2008)
**Interest Rates are subject to change without notice **
Fees may reduce earnings on the account
PRODUCT
INTEREST RATE
Annual Percentage Yield
GOLD REWARDS CHECKING    
Minimum daily balances of $0 to $4,999.99
1.00
1.00
Minimum daily balances of $5,000.00 and above
2.960
3.00

Interest Checking
Advantage 50 Checking
($100 minimum to open Interest or Advantage 50 Checking)
Minimum daily balances of $0 to $4,9999.99




1.00




1.00
Minimum daily balances of $5,000.00 and above)
1.74
1.75
Founders Club Checking    
   $1,000 - $9,999
.60
.60
   $10,000 - $49,999
.65
.65
   $50,000 - $99,999
.70
.70
   $100,000 or greater
.75
.75
Personal Savings
.50
.50
Children's Savings
.50
.50
Personal Money Market
   $1,000 - $9,999
.995
1.00
   $10,000 - $39,999
1.736
1.75
   $40,000 - $99,999
2.227
2.25
   $100,000 or greater
3.105
3.15
Certificate of Deposit
(For Founders Club members, add .10 to Rate - not to APY)
   30 day
.995
1.00
   3 month
1.735
1.75
   6 month
3.294
3.35
   9 month
3.294
3.35
   12 month
3.343
3.40
   18 to 30 month
3.585
3.65
   36 month
3.585
3.65
   48 month
3.585
3.65
   60 month
3.585
3.65
   Business Plus Checking
.25
.25
   Business Savings
.50
.50
   Business Money Market
   $1,000 - $9,999
.498
.50
   $10,000 - $39,999
1.736
1.75
   $40,000 - $99,999
2.227
2.25
   $100,000 or greater
2.959
3.00
   IOLTA
.25
.25

** Effective 05-01-2008
$1,000 minimum deposit for Certificate of Deposit Accounts **
There may be a substantial penalty for early withdrawal.

 

 

Alert!!
The Federal Trade Commission has issued a press release concerning a new scam called "Phishing". In this scheme, you may receive an email which directs you to a fraudulent website pretending to be a legitimate site.
For more information,
please visit the FTC.
© 2005 Georgia Trust Bank